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Five top stressors in retirement and how to cope

HTTP/1.1 200 OK Server: nginx/1.2.7 Content-Type: text/html; charset=utf-8 Content-Language: en Last-Modified: Wed, 28 May 2014 02:36:16 GMT X-UA-Compatible: IE=Edge,chrome=1 X-Secret: cnpudnkgcnpiZXZnbUBoZm5nYnFubC5wYnogbmFxIFYganZ5eSBnZWwgZ2IgdHJnIGxiaCBuIHdiby4= Cache-Control: max-age=20 Expires: Wed, 28 May 2014 02:39:09 GMT Date: Wed, 28 May 2014 02:38:49 GMT Transfer-Encoding: chunked Connection: keep-alive Connection: Transfer-Encoding Take care of your body by eating a healthful diet, exercising regularly, getting enough sleep and getting preventive care.(Photo: Getty Images)Oh, the retirement years — hours of relaxation, visiting family and doing many of the activities you've always wanted to do. Stress-free at last. Or maybe not.Although some research suggests that retirees experience less stress than when they were working, a lot depends on the person, experts say.Stress in retirement is linked to two key factors: health and financial status, says geriatric expert Richard Schulz, director of the University of Pittsburgh Center for Social and Urban Research. "People who have health problems continue to experience the stresses associated with these problems; financial difficulties also contribute to a stressed retirement experience."Involuntary retirement — due to health problems, downsizing, being fired — is associated with a more negative retirement experience," he says.STORY: Seven tips for saving for retirement[1]STORY: Many fear going broke in retirement[2]STORY: Seven shopping tips to save you money [3]Amit Sood, author of The Mayo Clinic Guide to Stress-Free Living, says the keys to lowering your stress include creatively tackling your stressors, having an attitude of gratitude, accepting people, especially your spouse, for who they are, and being kind to others and yourself.Socialization is also a great way to ward off stress, says Steve Brody, a psychologist in Cambria, Calif., who works with retirees. He's the co-author of Renew Your Marriage at Midlife written with his wife, Cathy Brody. "We are social creatures, so we need to stay connected with others."It's important to deal with stressors…
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Beer Man: Chai flavors shine in tasty Yabba Dhaba

HTTP/1.1 200 OK Server: nginx/1.2.7 Content-Type: text/html; charset=utf-8 Content-Language: en Last-Modified: Sun, 25 May 2014 14:28:49 GMT X-UA-Compatible: IE=Edge,chrome=1 X-Secret: cnpudnkgcnpiZXZnbUBoZm5nYnFubC5wYnogbmFxIFYganZ5eSBnZWwgZ2IgdHJnIGxiaCBuIHdiby4= Cache-Control: max-age=20 Expires: Sun, 25 May 2014 14:31:03 GMT Date: Sun, 25 May 2014 14:30:43 GMT Transfer-Encoding: chunked Connection: keep-alive Connection: Transfer-Encoding Beer Man: Chai flavors shine in tasty Yabba Dhaba 1 2 Share This Story!Let friends in your social network know what you are reading about Beer Man: Chai flavors shine in tasty Yabba DhabaBeer Man is a weekly profile of beers from across the country and around the world. This week: JP's Yabba Dhaba Chai Tea Porter, Stevens Point Brewery, Stevens Point, Wis., www.jpbrewery.com. Post to Facebook Try Another Audio CAPTCHA Image CAPTCHA Help {# #} CancelSendSent!A link has been sent to your friend's email address.Posted!A link has been posted to your Facebook feed. Add Videos or PhotosBe first to contributeSign in now to share your story.Sign in with FacebookSign in with Google+Be first to contribute Verifying your credentials... Please wait. Uh oh! We're experiencing a few technical issues. Try again Post to Facebook Try Another Audio CAPTCHA Image CAPTCHA Help {# #} CancelSendSent!A link has been sent to your friend's email address. Todd Haefer, The (Appleton, Wis.) Post-Crescent 10:03 a.m. EDT May 25, 2014JP's Yabba Dhaba Chai Tea Porter is 5.5% ABV.(Photo: Stevens Point Brewery)Beer Man is a weekly profile of beers from across the country and around the world. This week: JP's Yabba Dhaba Chai Tea PorterStevens Point Brewery, Stevens Point, Wis.www.jpbrewery.com[1]James Page started a brewery featuring his name in 1986 in Minneapolis, but it was never able to take hold and was sold to different owners through the years. Much of the product was contract-brewed at other breweries.Stevens Point Brewery[2] in Wisconsin bought the James Page name in 2005 and recently has used…
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America: The no-vacation nation (Ozy.com)

picture sourceNo-Vacation NationMay 23, 2014.By Vignesh RamachandranShare on Facebook Share by Email[1][2]Because Americans may be working hard, but they’re not playing hard enough — at least that’s what it looks like from the HR department. For Americans, the Memorial Day weekend signifies the start of the summer vacation season. You’d think it’s time to break out the suitcases, paperback novels and frequent flier miles. But for the work-addicted, it might just mean more time spent around the watercooler rather than the water park.A recent Glassdoor survey[3] found that the average American employee used onlyhalf of their vacation/paid time offin the last year. That’s fifty percent of lost time that could have been spent at Disneyland — or binge-watching House of Cards during a staycation. Whatever happened to the Clark Griswolds[4] of society? Surprisingly, it’s not like most employers have dramatically changed their policies.Analysis[5] by the U.S. Bureau of Labor Statistics shows that in private industry, the availability and costs of leave benefits like paid holidays and paid vacations were “virtually unchanged” when you compare data from 1992-1993 through 2012. But in the United States, about one in four Americans still don’t even get[6] paid vacation or paid holidays. On the other hand, a small minority of employers — famously Silicon Valley-based Netflix — have ditched the generic two-weeks-of-vacation-a-year mantra and have adopted looser unlimited vacation policies. That flexibility is certainly a big draw for employees and according to the Society for Human Resource Management[7], is a benefit used to recruit millennials. Working on the beachSource: GettyYet even the privileged few don’t seem to be using their time off. The Glassdoor survey (conducted online by Harris Interactive) found that 61 percent of those taking vacation/paid time off are doing some work during it. Of those folks, a…
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New home sales rise 6.4% in April

HTTP/1.1 200 OK Server: nginx/1.2.7 Content-Type: text/html; charset=utf-8 Content-Language: en Last-Modified: Fri, 23 May 2014 19:26:43 GMT X-UA-Compatible: IE=Edge,chrome=1 X-Secret: cnpudnkgcnpiZXZnbUBoZm5nYnFubC5wYnogbmFxIFYganZ5eSBnZWwgZ2IgdHJnIGxiaCBuIHdiby4= Cache-Control: max-age=20 Expires: Fri, 23 May 2014 19:29:11 GMT Date: Fri, 23 May 2014 19:28:51 GMT Transfer-Encoding: chunked Connection: keep-alive Connection: Transfer-Encoding Doug Carroll, USA TODAY 1:11 p.m. EDT May 23, 2014 Construction continues on a housing plan in Zelienople, Pa., in March 2014.(Photo: Keith Srakocic AP)New home sales rose 6.4% in April, the Census Bureau said Friday, offering further evidence that the housing market gained some momentum as spring took hold.Combined with a big upward revision in the March sales estimate, the government's latest data indicates the market for new homes has been better than economists estimated. But it's not as healthy as a year ago, either."New home sales bounce back to medocrity" was how IHS Global Insight economists Stephanie Karol and Patrick Newport summed up the news in a research note Friday."So long as income growth remains low and credit remains tight, progress in the market for new homes will continue slowly," they said.The Census Bureau reported sales reached a seasonally adjusted annual rate of 433,000 and March's results were revised up to 407,000. The previous March estimate was 384,000.Economists expected a rate of 425,000, according to the median forecast in Action Economics survey. The April 2013 rate was 452,000.Friday's report was the second bit of encouraging news on housing in as many days. The National Association of Realtors reported Thursday that existing home sales rose 1.3% in April, the first monthly gain this year. But there too, April's selling pace was below a year earlier.New home sales rose in the Midwest and South, but fell in the Northeast and were unchanged in the West, compared with March, according to Census.The median sales price was $275,800…
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Toyota recalls Sienna for spare tire, Lexus GS for brakes

HTTP/1.1 200 OK Server: nginx/1.2.7 Content-Type: text/html; charset=utf-8 Content-Language: en Last-Modified: Fri, 23 May 2014 02:26:01 GMT X-UA-Compatible: IE=Edge,chrome=1 X-Secret: cnpudnkgcnpiZXZnbUBoZm5nYnFubC5wYnogbmFxIFYganZ5eSBnZWwgZ2IgdHJnIGxiaCBuIHdiby4= Cache-Control: max-age=20 Expires: Fri, 23 May 2014 02:27:10 GMT Date: Fri, 23 May 2014 02:26:50 GMT Transfer-Encoding: chunked Connection: keep-alive Connection: Transfer-Encoding 2004 Toyota Sienna(Photo: AP)Toyota Motor on Thursday recalled 370,000 Sienna minivans -- most of those a second time -- because the spare tire mounted under the vehicle might fall off and crash into following traffic.And it recalled 10,500 2013-model Lexus GS 350 sedans because the cars, without warning or driver involvement, could suddenly apply the brakes and not illuminate the brake lights to warn following drivers.In its third safety-flaw announcement Thursday, the big automaker said its dealers will have to reprogram airbag software on 2014 Highlander and Highlander hybrid crossover SUVs. The system can mistakenly classify all front seat passengers as small and light, meaning the airbags won't inflate forcefully enough to protect larger riders.Those so-called smart airbag systems, widely used by automakers, employ sensors that are supposed to judge the size and heft of the passenger, and adjust the airbag inflation accordingly.Toyota says the airbag matter isn't a recall, but instead is a "non-compliance" report, saying the vehicles don't meet a federal safety standard.Toyota says it knows of no accidents, injuries or deaths involving any of the three defects.Involved in the minivan recall: 2004-2011 Siennas, sold or originally registered in cold-weather states. Those states use a corrosive salt mixture to de-ice winter roads.The mechanism holding the spare tire can be eaten away by the salt mixture, and the tire can fall off, Toyota said.In April 2010, Toyota recalled 2004-2010 versions of the van for the same problem.At that time, a splash shield was mounted underneath to deflect the corrosive de-icing mixture away from the spare,…
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Retirement: Many do-it-yourself investors not engaged

HTTP/1.1 200 OK Server: nginx/1.2.7 Content-Type: text/html; charset=utf-8 Content-Language: en Last-Modified: Tue, 20 May 2014 13:53:50 GMT X-UA-Compatible: IE=Edge,chrome=1 X-Secret: cnpudnkgcnpiZXZnbUBoZm5nYnFubC5wYnogbmFxIFYganZ5eSBnZWwgZ2IgdHJnIGxiaCBuIHdiby4= Cache-Control: max-age=20 Expires: Tue, 20 May 2014 13:58:56 GMT Date: Tue, 20 May 2014 13:58:36 GMT Transfer-Encoding: chunked Connection: keep-alive Connection: Transfer-Encoding About two-thirds (63%) of workers with 401(k)s manage their own investments,(Photo: Jamie Grill, Getty Images)The majority of people are do-it-yourself investors when it comes to managing their retirement savings, according to a large study, out Tuesday.About two-thirds (63%) of workers with 401(k)s are going it alone, managing their own investments. About half of those folks (54%) are unengaged, that is not taking an active role in managing their account, says a data analysis of 13 million participants in Fidelity Investments 401(k) plans across the country.People are considered unengaged if, over the past two years, they have not made a fund exchange, sought guidance from a Fidelity representative, used online tools or updated how their contributions are invested, says Fidelity Investments vice president Jeanne Thompson.If you are managing your own portfolio, "we recommend that once a year you do an annual checkup on your 401(k) and talk to someone or use some online tools just to make sure you are on track," Thompson says.People are considered "do-it-for-me' investors if they are using target-date funds (a fund that is managed based on the year people plan to retire) or professionally managed accounts based on their needs, she says.People who do not have "the will, the skill or the time to manage their retirement investments might benefit more if they had professional management," Thompson says. "You have to turn your 401(k) into a retirement paycheck and small changes and keeping tabs on it can make a big difference in the long run." Jeanne Thompson.(Photo: Mark Bogacz)An increasing number of…
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